Belated New Years Resolution
If you have credit card debt then I recommend that now is the time to act. In the new year credit card companies are all fighting for your business, and the offers are better than ever. There are so many 0% credit card balance transfer offers available that there is now a website dedicated to bringing you the best of these - www.BalanceTransfer.cc.
Transferring money from a high rate credit card to a 0% credit card has saved me a heap of money in the past - more of the cash you pay every month gets set against the balance instead of being wasted paying interest. This means that your credit card bill is paid off quicker, and costs you much less in the long run.
Check out some 0% credit card deals.